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How Do I Prepare for Divorce?

New Jersey Divorce Lawyer » How Do I Prepare for Divorce?

How do I prepare for divorce

If you’re considering ending your marriage, you probably are asking yourself  “how do I prepare for divorce?,” it’s important to take specific steps to protect yourself and your family. Here are some things to consider:

Seek Legal Guidance

The first step in the divorce process is to speak with a Divorce attorney. A qualified lawyer can help you become aware of your legal rights and responsibilities and provide guidance on issues such as property division, child custody, and support payments. Don’t hesitate to contact an experienced divorce attorney for the legal representation you deserve.

Gather Financial Documents

It’s crucial to gather all of your financial documents before beginning the divorce process. Make copies of anything you can find in your home, including tax returns, bank statements, investment statements, retirement account statements, employee benefits handbooks, life insurance policies, mortgage papers, financial documents, credit card statements, and wills. If your spouse is self-employed, try to obtain as much information as possible about their company’s finances.

Take Inventory of Household Possessions

Make a list of all the important items in your home, including furniture, art, jewelry, appliances, and vehicles. Don’t forget to check storage areas and safe deposit boxes for valuables. This will help you, and your attorney determine how to divide these assets fairly during the divorce process.

Know Your Spouse’s Income

It’s important to have a clear understanding of your spouse’s income during the divorce process. If they receive a salary, it’s easy to check their pay stubs. However, if they are self-employed or receive income in cash, keep track of their earnings for several months. This will help you and your attorney negotiate a fair settlement.

Understand the Household Budget

Keep track of your monthly expenses, including utilities, mortgage payments, and other household bills. If possible, review your check register for the past year to get a sense of your monthly cash expenses. This will help you and your attorney determine how to allocate financial resources during the divorce process.

Plan How to Manage Household Debts

Before you file for divorce, try to pay down as much of your family’s debt as possible. If you and your spouse cannot agree on how to divide the debt, a divorce lawyer can help you negotiate a fair settlement.

Evaluate Your Earning Potential

If you’ve been out of the workforce for a while and were focused on raising children, consider whether furthering your education or training would help you become more employable in the future. This will help you become financially independent after the divorce.

Check Your Credit History

If you don’t have credit cards in your own name, consider applying for them now. If you have a poor credit history, try to settle outstanding debts and improve your credit score before getting divorced. This will help you build a solid financial foundation for the future.

Save Money for Yourself

Make sure you have your own cash on hand in case your spouse leaves and stops paying bills. You’ll also need a retainer if you plan to file for divorce. It’s important to be financially prepared for this process.

Put Your Children First

Do your best to keep your children’s routines as normal as possible throughout the divorce process. If you and your spouse are unable to co-parent without conflict, establish a schedule for each of you to spend time with the kids separately. Avoid speaking poorly of your spouse in front of the children.

Be Patient

The divorce process can take time, so try to be patient and avoid making any major life decisions during this period. Focus on taking care of yourself and your family.

Move Out Carefully

If you’re considering moving out of the family home before the divorce is finalized, it’s essential to be aware of the potential legal consequences. Depending on the laws of your state, moving out of the family home could affect your right to the property or your eligibility for alimony. It’s a good idea to speak with a divorce lawyer before making any major decisions about where to live during the divorce process.

Plan for the Future

It’s natural to feel uncertain about the future during a divorce, but it’s important to try to plan for the future as best you can. This may include updating your will, creating a budget, and finding a new place to live if necessary. A divorce lawyer can help you navigate these issues and provide guidance on how to move forward.

Take Care of Yourself

Divorce can be stressful and emotional, so it’s important to take care of yourself. This may include finding support from friends and family, seeking therapy, or participating in activities that bring you joy. Remember that the divorce process is temporary, and you will eventually be able to move on to a new phase of your life.

Contact The Law Office of Jennifer J. McCaskill

If you’re preparing for divorce and need legal guidance, the team at The Law Office of Jennifer J. McCaskill is here to help. Our experienced Red Bank divorce attorneys provide personalized and compassionate support along with fierce representation to each of our clients. Don’t hesitate to contact us for the legal representation you deserve. Contact The Law Office of Jennifer J. McCaskill today to schedule a consultation and begin your journey toward a brighter future.

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